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At Khat Alhayat, we bridge the gap between ambition and opportunity by delivering tailored financial solutions to businesses worldwide. Licensed by the Dubain Ministry of Finance and backed by 20+ years of international banking expertise, we empower startups, corporations, and sustainable projects with fast, reliable, and secure funding.

BUSINESS LOANS

Business Loans
Flexible financing solutions for businesses of all sizes, from startups to established enterprises.
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TRADE FINANCE

Trade Finance
Specialized financing options for international trade, including import/export and letters of credit.
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PROJECT MANAGEMENT

Project Management
Complete oversight of your projects from initiation to completion, ensuring timely delivery within budget.
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PERSONAL LOANS

PERSONAL LOANS
Providing monetary advantage to carter for personal goals and projects
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INVESTMENT MANAGEMENT

INVESTMENT MANAGEMENT
Investment management, all-risk are protected includes unforeseen occurrences
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WEALTH MANAGEMENT

WEALTH MANAGEMENT
We provides protection against risks to assets, rights, royalties, property, giving you peace of mind
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How we work?

This is how we work in just
4 simple steps.

  • Minimizes risks and maximizes funding success.

  • Ensures compliance with local/international regulations.

01.

Free Consultation
Let’s Understand Your Needs – Zero Commitment, 100% Clarity. A dedicated advisor discusses your project, financing needs, or business goals. We assess feasibility, loan eligibility, and potential solutions.

02.

Sign a Contract
Transparent Terms, Mutual Commitment – Your Success Starts Here. What Happens? We draft a clear agreement outlining loan terms, repayment plans, and deliverables. All conditions are explained upfront—no hidden fees or surprises.

03.

Research & Planning
Precision Preparation – Turning Ideas into Action. What Happens? For Loans: Credit analysis, risk assessment, collateral evaluation and For Projects: Market research, feasibility studies, financial modeling.

04.

Project Done!
From Vision to Reality – Delivering Results That Matter. What Happens? Funds are disbursed (loans) or project execution begins and Ongoing support: Account managers, progress tracking, adjustments if needed.

WE PROVIDE YOU

FINANCIAL SOLUTIONS

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Business Financing

At Khat Alhayat, we provide more than capital - we deliver strategic financing partnerships designed for your success. With 20+ years of experience funding projects from $50,000 to $50 million+, we offer:

Our Differentiators:
✓ Emerging Market Specialists: Deep expertise in Dubai, UAE and global markets
✓ Custom-Tailored Solutions: Loan structures matching your unique cash flow needs
✓ Unmatched Speed: 48-hour preliminary approvals | Funding in 7-10 days
✓ Cross-Border Advantage: Multi-currency financing with international collateral options
✓ Growth-Focused Terms: Flexible repayment plans from 6 months to 15 years

Home Financing

At Khat Alhayat, we make home financing simple, flexible, and accessible—whether you're buying your dream home or investing in property. With our deep expertise in global real estate markets, we offer tailored mortgage solutions designed for your unique needs.

Why Choose Khat Alhayat for Home Financing?

✅ Competitive Rates – Low-interest mortgages starting from 3.5%*
✅ Flexible Terms – Repayment plans from 5 to 25 years
✅ Fast Approvals – Pre-approval in 48 hours, funding in 7-10 days
✅ Global & Local Expertise – Financing for properties in Dubai, UAE, and beyond
✅ Sharia-Compliant Options – Ethical financing for Muslim homebuyers

Project Financing

At Khat Alhayat, we make home financing simple, flexible, and accessible—whether you're buying your dream home or investing in property. With our deep expertise in global real estate markets, we offer tailored mortgage solutions designed for your unique needs.

Why Choose Khat Alhayat for Home Financing?

✅ Competitive Rates – Low-interest mortgages starting from 3.5%*
✅ Flexible Terms – Repayment plans from 5 to 25 years
✅ Fast Approvals – Pre-approval in 48 hours, funding in 7-10 days
✅ Global & Local Expertise – Financing for properties in Dubai, UAE, and beyond
✅ Sharia-Compliant Options – Ethical financing for Muslim homebuyers

F.A.Q.

Frequently Asked Questions are here!

What is the customer service phone number?

Our toll-free customer service number is +971-526711691.

What types of properties can I finance with Khat Alhayat?

We finance:
✔ Primary residences
✔ Vacation homes
✔ Rental properties
✔ Commercial real estate
✔ Land purchases (for construction)

What’s the minimum/maximum loan amount?

  • Minimum: $50,000

  • Maximum: Up to $5M+ (based on collateral and eligibility)

What interest rates do you offer?

Rates start at 3.5% APR* for qualified borrowers, depending on:

  • Loan term

  • Property type

  • Credit profile

  • Market conditions

How long does approval take?

  • Pre-approval: 48 hours (with complete documents)

  • Full approval: 5–7 business days

  • Funding: 7–10 days after approval